The 5% edge
The edge reduces payouts, never probabilities. You win exactly as often as fair odds say; a win pays 95% of the fair multiplier.
There is no game or pick with better or worse expected value than another. Players choose variance, not odds.
The 1% fee
A protocol fee of 1% of the stake is charged on top at placement: staking 1 ETH sends 1.01 ETH. Half the fee pays whoever settles the bet (including you), the other half is the protocol’s. Because it is charged on top, the multipliers above apply to your full stake.Why you can trust the numbers
Both values are contract state (edge in each game’s config, feeBps()), both are snapshotted into every bet at placement, and any change by governance only affects future bets. The app always displays the live paid multiplier before you confirm.